The top 10 credit repair company reviews – after comparing prices, consumer support, services and client feedback – for you to make better choices during comparisons. Who are the best 10 credit repair companies? At KIG Hall, receive unbiased reviews on what these companies provide and how they can help you to improve your credit score.


#1 Lexington Law credit repair company.

Editor’s choice: Best overall – an unbiased review from locals & expats. Lexington Law is a company that provides the best credit repair service. Not only did the firm provides a wide range of products (credit repair, debt settlement, debt consolidation, professional advices and more), but also educational resources (ebooks, articles, videos, newsletter and more) to you.


The dedicated paralegal firm offers resources for consumers to make proper financial decisions, calculation of credit scores, clear up credit reports and ensure progression. Here is a brief overview of what Lexington Law credit repair provides:

#1 Lexington Law
PROS of Services CONS of Product Offerings
Provides a mobile app (iTunes Appstore) Signup fee of $100.00
Has accredited paralegals to help you Couple’s incentive of up to 8%
Sends live updates on bi-weekly progress Monthly cost of $80.00 min.
Works on most disputes Limitations on basic plans
Offers real-time education on debt Pay to access such services


In effect, Lexington Law aids you to learn about your existing status and connects you with a dedicated paralegal every two weeks. An online portal is accessible to check the progression of your disputes. You may use the smartphone app on-the-go to check for updated information. Upgrade to a Premier Plus plan to dispute eight items per month.

Note: Be prepared to pay $600 for Lexington Law’s services (the average length for credit repair is about 6 months).

Search for: Is debt consolidation best for me? | Is 6 months enough to fix my credit?


#2 Sky Blue credit repair company.

Consumer’s choice: Best value – free of bias from locals & foreigners. Sky Blue is a company that provides the best value-for-money service. Expect to not find any other agencies offering the lowest price. With a monthly cost of $59, the firm’s reputation and low-cost solutions made a “perfect” match for consumers in search of lower cost alternatives.


The low-cost firm offers resources to learn how to manage mix of debt, formula for credit score calculation, clean up credit reports and maintain stability. Here is a succinct overview of what Sky Blue credit repair provides:

#2 Sky Blue
PROS of Services CONS of Product Offerings
No hidden cost or clause in signup fee Lack dedicated paralegal & customer agent
Up to 16% couple’s discount incentive 3rd party credit monitoring service
Frequency of email updates Lack educational videos & resources
Lowest cost agency (with good service mix) No dedicated manager for follow-ups
Fastest service delivery process Speed promise applies to quick fix only


In effect, Sky Blue lowers cost for your credit repair service and promises to repair consumers credit fast. An online portal includes courses, articles and a blog for you to improve knowledge on debt. Personalized analysis of items on your credit report and progress on disputed items. Expect a cost savings of about $100 less than consumer repair services.

Note: Be expected to pay $370 for Sky Blue’s services (the average period for credit repair is about 6 months).

Search for: How do I raise my fico scores quickly? | Can I “Fix” my credit scores fast?


#3 credit repair company.

Popular Choice: Best tracking – a bias free review from locals & aliens. Credit Repair Com is a company that provides the best tracking services. Constant updates on credit reporting makes a preferred option to go for. With a personalized touch of regular updates on every dispute on your credit report, the firm is trusted for “sensitive” consumers.


The credit report tracking firm offers a library of educational resources to inform you on how disputes are filed, factors influencing your credit scores, how credit scoring agencies work and other tools. Here is an overview of what credit repair provides:

PROS of Services CONS of Product Offerings
Regular updates on emails & texts Price-sensitive customers suffer
Well-designed mobile app Signup fee of $100 to be paid
Real-time credit score tracking Only 8 percent for couple’s discount
Resource-intensive website Only available to paid members
Popular research platform Cannot access without a membership


In effect, Credit Repair Com tracks real-time live disputes on your credit reports and pens down the necessary (or recommended) steps to take. An online resource-based site includes videos, credit score calculators and a regularly updated blog. The only drawback is on its expensive credit fix services. Don’t expect cheap options on premium plans.

Note: Set aside more than $600 for’s services (the average duration for credit repair is about 6 months).

Search for: Is it a must for a regular credit screening? | How do I devise a plan for my debt?


#4 The Credit People credit repair company.

Consumer’s Preference: Preferred opt – an unbiased perspective from locals & expats. The Credit People is a company that provides consumers credit repair services. With a monthly fee of $79, the firm’s low-cost methods and consumer’s preference created a “complete” debtor’s solutions for consumers looking for high-quality yet lower cost alternatives.


The preferred firm offers a toll-free customer service support, real-time credit repair dashboard, access to live agents quickly and a personalized one-on-one service. Here is a quick overview of what The Credit People credit repair provides:

#4 The Credit People
PROS of Services CONS of Product Offerings
Single point of contact (Live agents) Slow response rate during peak hours
Dedicated customer service officer Not available especially peak hours
Offers customer dashboard Server response slow during peak hours


In effect, is a low-cost borrower’s solutions provider that fulfills most customer’s basic needs. A dedicated team of 3 agents takes turn to share crucial information for you to improve your credit scores, clean up credit reports and update your info to credit bureaus quickly. The only drawback is on couples getting 2 percent discount.

Note: Saved up about $480 for The Credit People’s services (the average time for credit repair is about 6 months).

Search for: How do I boost credit scores? | Can I do credit restoration?



#5 Trinity Credit Services credit repair company.

Consumer’s Alternative: Best alternative – a bias-free review from locals & foreigners. Trinity Credit Services is a company that provides local credit & debt management assistance. With good ratings from consumer reviews portals, the firm’s wide range of services (such as debt consolidation & debt settlement) needs no more explanations.


The business firm offers credit counseling services, debt reliefs and debt management plans for troubled debtors. The “Christian” emphasis brings forth good reputation and impressions. Here is a fast overview of what Trinity Credit Services credit repair provides:

#5 Trinity Credit Services
PROS of Services CONS of Product Offerings
Access to nationwide credit counseling Not available at rural provinces & states
Local credit helpers available Credit helps not applicable to some people
Promises to boost credit score Complaints received on fast credit score
Unique Trinity Debt Management (TDM) Not available in some states & counties


In effect, Trinity Credit Services offers religion-based solutions as unique selling points to meet consumer’s concerns on “shady” businesses. A team of professional credit repair specialists are almost always online and a phone call away. Several prime districts have Trinity’s credit repair, debt settlement and debt consolidation services. Consult now!

Note: Rates depend of financial products for Trinity Credit Services’s services (the average process for credit repair is about 6 months).

Search for: Why I chosen debt settlement over bankruptcy? | What to include in credit repair?


Good to know about top: best 10 credit repair company reviews I

When you’re considering credit repair – based on costs, consumer reviews, editors rating websites, ongoing process, types of services and others – price is likely a major financial factor in your decision. Forget about spouse’s discounts now. For a fraction of total cost, with at least an above-average consumer rating, The Credit People or is an optimal choice.


The best credit repair company is Lexington Law. Full suite of services (including paralegals) is available and not many other services can provide. An alternative to Lexington Law is Credit Repair Com or The firm has unique selling points to counter the winner. Sky Blue Credit Repair is a company that provides all-rounder solutions, just like Trinity Credit Services.


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Quote of the Day: “The right company serves you well – KIG Hall [2013-2018]”


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This article was originally published on April 09, 2014. It has since been updated.