CROA | FCRA | FDCPA

Credit monitoring & identity theft protection | CFPB & FTC

Category: Credit Repair (page 2 of 9)

CP: Credit Pros credit repair reviews

Welcome to The Credit Pros credit repair service reviews – a newly established company in year 2009 – an unbiased comparison reminding you to financial freedom. The best choice of fixing credit is to evaluate your credit report. Lower your risk of falling for frauds and scams. Get the best verdict in choosing The Credit Pros firm here.

 

The Credit Pros’s consumer support & services.

Consumer Support: New specialist – offers a wealth of educational resources on credit-related topics for consumers to learn about what goes into the credit scores and how to improve scores quickly. The quality of articles & discussions can be said to be the best.

 

Founded in 2009, The Credit Pros is one of the newest entrants in the credit repair industry. It entices customers with a plethora of posts and a frequently updated blog when compared to its other credit repair companies. No doubt on having an attractive selling point.

 

Additionally, the Credit Pros grants you access to an online portal to provide insights to your credit fix, progress of negative item disputes and other account information. The portal includes videos and articles on consumer support for reference on credit and credit repair.

 

If you’re in need of a private consultation with an individual case advisor, the company lacks this feature but provides access to a team of agents to help out. The best credit repair companies often invested in consultants (such as counselors or paralegals) to serve customers down to a personal level. Consumers wanted advisors for private sharing on sensitive info.

Note: Consumer support is available on normal operating hours at TheCreditPros.com.

Search for: Where to learn more about credit repair? | Can I get free credit reports?

 

The Credit Pros’s fees & pricing plans.

Fee Structure: Costly pricing – offers insights to an expensive fee structure that makes clients think twice during typical credit repair reviews & comparisons. For six months of service, the Credit Pros is ranked one of the most pricey credit repair services among its peers.

 

Monthly fees start from almost $119 for a package albeit being one of the newer companies to compete into this industry. Several established agencies do factor in cost-effectiveness and charge premium pricing to clients, i.e. CreditRepair.com is a good example.

 

Another drawback is on the initial setup fee of $119 is required. Some companies don’t charge set-up fees while others priced lower on the initial setup cost. A consultant charges for a fee to pull your credit reports before doing a thorough review. Evaluations may not be free. These high fees factored into consideration don’t make a credit repair company competitive.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | Can I dispute my fico scores?

 

All rights reserved.

The Credit Pros’s list of credit repair.

Credit Repair Service: List of reviews – offers a full suite of credit helpers to manage your needs. Services entail updating of blogs, evaluating of negative items on credit reports, monthly credit monitoring and credit score updates etc. Most needs are fulfilled here.

 

The company partners with TransUnion – one of the 3 major credit bureaus – in offering credit reporting services. Update on credit scores is part of the plan too. Assistance from credit agencies further enhances trust from customers.

 

The Credit Pros promises to evaluate negative items on your credit report. If not, credit repair specialists tend to “accidentally” provoked credit bureaus for inadequate information given to the offices. When there’s a bunch of disputes filed, credit reporting companies might label them as frivolous claims and ignore the bad credit problems. Think twice in reporting all errors.

 

However, the Credit Pros assures you on filing for dispute on negative items with the credit bureaus and associated creditors. It’s important to contact your original creditors to stop submitting bad item again on your credit report, a service that is a must in credit repair.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of The Credit Pros credit repair company.

The Credit Pros provides one of the best credit repair service – offers to remove tough negative items by calling up all of the credit bureaus and creditors. There’s no guarantee for complete removal of items via disputes in accordance to FCRA and CROA, however.

 

Verdict: CP’s services cover some aspects of credit repair; tremendous educational resources for customers, broad coverage of credit problems but charges high cost for initial and monthly setup fees. The company promises to evaluate all of negative items and file for disputes to a credit bureau as well as original creditors.

 

Before you sign up for credit fix at The Credit Pros, think again, whether or not to do business with ongoing high costs of credit repair. Remember that, no personal case advisor is assigned. Only good thing is on partnership with TransUnion on credit report & credit score updates. There is no mentioning of identity theft protection. Don’t apply if you need further review of such services.

 

People also ask:

Is Lexington Law the best credit repair company?

Is Sky Blue Credit Repair a better option?

Does Ovation Credit Services performed better than Veracity Credit Consultants?

Why vote for MSI Credit Solutions instead of Credit Saint?

What about data hacking protection & identity theft protection?

Is My Credit Group an alternative to The Credit People?

 

Quote of the Day: “Why pay more when you can settle for less? – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 12, 2014. It has since been updated. 

MCS: MSI Credit Solutions credit repair reviews

Welcome to MSI Credit Solutions credit repair service reviews – proven with over 10 years of experience – an unbiased review leaning you to financial freedom. The best choice of fixing credit is to eliminate difficult dispute items. Lower your risk of falling for frauds and scams. Get the best verdict in choosing MSI Credit Solutions firm here.

 

MSI Credit Solutions’s consumer support & services.

Consumer Support: Experienced specialist – offers an in-depth review on your credit report, identifying challenging negative items, and filing for disputes to 3 credit bureaus and creditors – letters of dispute such as Section 609 attorney written to remove negative items.

 

MSI Credit Solutions promises to send dispute letters to a credit bureau and associated creditors for removal of negative items. The credit repair company doesn’t stop until certain legal issues had been clarified. You may track the progress of disputes using the online portal in which the agency grants access for users who sign up for its services.

 

When the matter comes to education, MSI Credit Solutions failed to meet expectations in; news articles, content, credit repair education, discussions and regularly updated blog posts. It lacks informational resources to guide you in management of debt.

 

The good news is that the firm boasts to fix your credit even for hard negative items on your credit reports (that other competitors may not afford to do a complete credit cleanup). The company provides services at higher costs, read more to find out.

Note: Consumer support is available on normal operating hours at MSICreditcom.

Search for: Where to learn more about credit repair? | Can I get free credit reports?

 

MSI Credit Solutions’s fees & pricing plans.

Fee Structure: Premium pricing – offers insights to one of the best credit repair companies pegged under a costly structure. MSI’s fees are deemed to be higher than most of its direct competition, ranking at the bottom for price-sensitive customers.

 

Like some of the best credit repair companies, MSI Credit Solutions charges an initial setup fee. The company priced set-up fee about $30 for quick fixes and up to $1,000 for challenging negative items on your credit report. Feedback given is on the wide price range in which makes you think on cost-effectiveness during the period of six months for credit repair.

 

Another drawback is on lack of monthly credit monitoring and identity theft protection. MSI works with third-party credit report companies, raising cost prices of initial credit report significantly. Credit monitoring service is non-existence. ID-Theft protection is not available at any of its plans. You may, however, sign up with the recommended third-party service providers.

 

The company doesn’t fulfill the criteria of providing credit monitoring & identity protection, which most customers seek such services in search of credit repair company reviews. Credit protection is an important factor for consideration.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | Can I dispute my fico scores?

 

MSI Credit Solutions’s list of credit repair.

Credit Repair Service: List of reviews – offers direct credit help to customers of all kinds including difficult credit problems (such as bad credit loans). Not many companies could afford such a promise to clients, which make MSI Credit Solutions a unique breed.

 

Among its competitors providing the best credit repair services, MSI liaises with all of the credit bureau – Equifax, Experian and TransUnion – accompanied with your creditors. It’s crucial to cooperate & connect with relevant agencies. Some credit repair companies only work with major credit bureaus. Without contacting your creditors, it’s difficult to gain assurance on removal of negative items as creditors can re-list on your credit reports.

 

Apart from its premium pricing, MSI’s promise is to remove difficult-to-dispute negative items in return for high monthly costs and initial setup fee. It depends on your needs for such services. Else, there’re better options in other credit repair reviews.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of MSI Credit Solutions credit repair company.

MSI Credit Solutions provides one of the best credit repair service – offers to remove tough negative items by calling up all of the credit bureaus and creditors. There’s no guarantee for complete removal of items via disputes in accordance to FCRA and CROA, however.

 

Verdict: MSI’s services cover some aspects of credit repair; general educational resources for customers, broad coverage of credit problems and variable cost for account setups. Although most companies offer similar help, MSI prides to remove challenging negative items in your reports. High investment cost is of major concern for some people, however.

 

Before you sign up for credit fix at MSI Credit Solutions, it is important to weigh out your needs against the cost of repairing credit. Pricing wise is considerably expensive pertaining to the services offered. Lack of credit monitoring and identity protection is an issue. Credit protection is highly sought after for people in search of such services.

 

People also ask:

Is Lexington Law the best credit repair company?

Is Sky Blue Credit Repair a better option?

Does Ovation Credit Services performed better than Veracity Credit Consultants?

Why vote for The Credit Pros instead of Credit Saint?

What about data hacking protection & identity theft protection?

Is My Credit Group an alternative to The Credit People?

 

Quote of the Day: “Premium pricing differs from Premier offerings – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 12, 2014. It has since been updated. 

VCC: Veracity Credit Consultants credit repair reviews | Veracity Credit Solutions

Welcome to Veracity Credit Solutions credit repair service reviews – proven in helping more than 0.1 million clients – an unbiased comparison building you to financial freedom. The best choice of fixing credit is to reduce your cost of repairs. Lower your risk of falling for frauds and scams. Get the best verdict in choosing Veracity Credit Solutions firm here.

 

Veracity Credit Consultants consumer support & services.

Consumer Support: Credit specialist – offers a series of affordable services in repairing consumers credit reports. The company serves clients to remove inaccurate, negative items in a quick way. Inaccuracies often creep into your credit report; negative items do harm your credit. Veracity Credit Solutions can help on your disqualify prime loan & mortgage rates.

 

The company has an educational portal that provides customers with articles, courses, informational tutorials and a review on credit laws. Education to the company’s credit repair services enhanced customer experience. If yes, signing up for its credit repair services can get a wealth of personal touch & regular updates on emails on financial tips.

Note: Consumer support is available on normal operating hours at VeracityCredit.com.

Search for: Where to learn more about credit repair? | Can I get free credit reports?

 

Veracity Credit Consultants’s fees & pricing plans.

Fee Structure: Cheapest pricing – offers insights to customers on being one of the lowest credit repair service costs among its competitors. When the matter comes to pricing, Veracity’s fees are the second cheapest for six months of credit repair service.

 

Like all other credit repair companies, Veracity Credit Solutions offered incentives (such as couple discounts) to you and your spouse. However, the cost of incentivizing figures out to be 5 percent for six months, lower than an industry benchmark. Unless you’ll like to use the services outlined, then it is prudent to sign up for credit repair service with a spouse.

 

One major disadvantage is on negative items removal. If you sign up for lower tiers of service, your disputes only reach out to a credit bureau. Creditors can report the information again and re-surface on your credit report. To qualify for full-fledged credit disputes, you’ve to sign up for higher levels of service which includes removed items being reported to relevant creditors and for them to update your credit bureau.

 

Additionally, Veracity Credit Consultants provides monthly credit monitoring, an effective way of tracking your progress. You can use the credit monitoring service to track which negative item is lowering your credit scores. Be informed that credit monitoring is available for Veracity Platinum service only. Normally, the best credit repair companies offer monitoring & fraud alert service in their packages charging monthly fees.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | Can I dispute my fico scores?

 

Veracity Credit Consultants LLC’s list of credit repair.

Credit Repair Service: List of reviews – offers a cost-effective solution by assigning a personal case advisor. Not many credit repair companies provide personal case advisors or consultants at such prices. You can voice out concerns to the case advisor in private as well as having a team of service agents (if the advisor is unavailable).

 

An online portal is accessible for you to check your progress of disputed items. Alternatively, you may contact your case advisor for status & updates. Feel free to seek consultation on your credit and credit repair. If not, the company well covered most basics of your needs.

 

Veracity Credit Solutions is a credit repair company. Services entail filing for disputes to remove financial problems lowering your scores (such as duplicate entries, expired items, bad credit loans). The drawback is on higher tiers of service to directly contact creditors.

 

If not, it’s the best choice for the cheapest option for monthly service in credit repair. The company offers credit monitoring service for customers who need to track progress. It is useful to identify which items are hurting your credit score.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of Veracity Credit Consultants credit repair company.

Veracity Credit Solutions provides one of the cheapest credit repair service – offers the lowest monthly cost among its direct competition. It is the best plan for consumers in search of a hassle-free, quick credit fix. Only higher level of service entails credit monitoring and dispute negative items with creditors on a monthly basis.

 

Verdict: Veracity Credit Solutions offers an unattractive couple discount of 5 percent, classified as the second cheapest alternative, extensive resource-based portal and monthly credit monitoring services for higher tiers. If not, some negative items can be disputed with all of the credit agencies.

 

If not, sign up for Veracity Platinum service to negotiate or dispute with creditors. This is to prevent negative items from appearing on your credit report. More information on credit reporting can be found in the website. Else, there are cheaper options for no-frills service for credit repair.

 

People also ask:

Is Lexington Law the best credit repair company?

Is Sky Blue Credit Repair a better option?

Does Ovation Credit Services performed better than MSI Credit Solutions?

Why vote for The Credit Pros instead of Credit Saint?

What about data hacking protection & identity theft protection?

Is My Credit Group an alternative to The Credit People?

 

Quote of the Day: “Price-sensitive customers need cheaper options – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 11, 2014. It has since been updated. 

 

MCG: My Credit Group credit repair reviews

Welcome to My Credit Group credit repair service reviews – proven in providing essentials on most consumer disputes – an unbiased review assuring you to financial freedom. The best choice of fixing credit is to undergo reputable credit fix services. Lower your risk of falling for frauds and scams. Get the best verdict in choosing My Credit Group firm here.

 

My Credit Group’s consumer support & services.

Consumer Support: Detailed specialist – offers a personal case advisor who meticulously handles your credit portfolio. The company takes pride in offering a personalized service for you to get the best credit repair specialist experience. Not many competitors go the extra mile.

 

When you have a credit problem or any questions regarding the progress, an individual point of contact is crucial as credit issues can be personal. It is not picking up the phone and reveal the truth to a team of helpful customer agents. If you want to experience comfort in a private conversation, the assigned case advisor may be of a credit helper.

 

During the progress of credit repair, initiating disputes & tracking of credit score, you can either check your progress online in your account or ask your advisor for more info. Please note that the case advisor may not be a paralegal helping you out with legal concerns.

Note: Consumer support is available on normal operating hours at MyCreditGroup.com.

Search for: Where to learn more about credit repair? | Can I get free credit reports?

 

My Credit Group’s fees & pricing plans.

Fee Structure: Value pricing – offers insights to one of the more affordable credit repair service in a six-month pricing guide. There is no cost-benefit analysis in choosing My Credit Group over its competitors, home to average for all other companies reviewed.

 

What this company seems promising is on the couple’s discount incentive. After usual cost calculations, among other credit repair companies, My Credit Group actually ranks the best service for couples who sign up for credit repair together. You and your spouse can enjoy up to 30 percent off & savings over paying for the service separately.

 

Additionally, My Credit Group does not charge a fee for pulling your credit reports out. A rare scene as companies do charge $15 or more for pulling credit reports before the consultants review the report. An attractive option worth considering for cost of retrieval of credit report.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | Can I dispute my fico scores?

 

My Credit Group’s list of credit repair.

Credit Repair Service: List of reviews – offers the best discount for couples. The company stands out in couple discount but not exactly the cheapest option when comparing to other agencies. There needs to be more enticing factors for consideration in signing up for credit repair services especially for singles or spouse with bad credit.

 

One drawback of My Credit Group is on lack of education pertaining to credit & credit repair laws. If you’re facing difficulties in understanding, comprehending or challenges in your credit reports, you need to consult your case advisor or find the answers elsewhere. This is a flaw that many customers find it challenging on analysis & to dispute negative items correctly.

 

The company works with all three credit bureaus and your creditors. More services (such as negotiate paid deletions & help with debt settlement) are available. You’re granted monthly service in credit monitoring and identity theft protection. It is almost a one-stop credit repair specialist clinic for you to use multiple services at a single price.

 

A nice benefit is on the company’s credit monitoring and ID-theft protection service. Not many companies offer such services to their clients. If not, My Credit Group seems “common” among its peers in offering credit repair services. Identity theft protection is what many consumers are looking out for. Same goes for credit monitoring alerts.

 

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of My Credit Group credit repair company.

My Credit Group provides one of the top credit repair service – offers free credit reports retrievals, basic needs for credit repair and a topping of couple’s discount. The company provides additional services on negotiating for paid deletions and settlement of debt. It has something that not many competitors offer for free.

 

The lack of educational resources is a major disadvantage. Consumers usually search for helpful information (such as articles, videos, blogs and guides) before deciding whether to proceed with the firm’s credit repair service. It’s difficult to justify the credit repair process with the lack of quality content.

 

If you expressed interests in the services outlined above, go ahead to sign up with My Credit Group together with your spouse. The spouse or couple discount is a given after doing initial credit reporting costs. Otherwise, there are other options available for you to pay less for credit repair. Reviews are done for top ten credit repair companies.

 

People also ask:

Is Lexington Law a better choice?

Is Sky Blue Credit Repair a cheaper option?

Does Ovation Credit Services performed better than MSI Credit Solutions?

How do I avoid credit repair scams?

What about data hacking protection & identity theft protection?

Is Veracity Credit Consultants an alternative to The Credit Group?

 

Quote of the Day: “Quality over price, period – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 10, 2014. It has since been updated. 

OCS: Ovation Credit Services credit repair reviews

Welcome to Ovation Credit Services credit repair service reviews – proven in segmenting tiers of service in consumer disputes – an unbiased review enhancing your route to financial freedom. The company provides two choices for you to opt-in. Lower your risk of falling for frauds and scams. Get the best verdict in choosing Ovation Credit Services firm here.

 

Ovation Credit Services consumer support & services.

Consumer Support: Professional specialist – offers a choice of two plans, Essentials & Essentials Plus. Both plans focused on removing negative items from your credit report. It has been in the credit repair industry since 2004 and known to be one of the more renowned companies. Essentially, Ovation Credit Services is not a new name.

 

When a consumer signs up for credit repair, Ovation assigns a dedicated case advisor (not paralegal) and a team of customer service officers. The support team aids in case your advisor is not around. This type of service boosts overall customer-centric experiences. Rest assure on the trust with your credit advisor.

 

If you encounter any credit problems, you can access Ovation’s online customer account to review your progress and ask questions. The account is easily accessible on any web-browsing platforms. Call your case advisor if an urgent credit fix is needed.

Note: Consumer support is available on normal operating hours at Ovation Credit Services.

Search for: How to “Fix” credit myself? | Can I get free credit reports?

 

Ovation Credit Services fees & pricing plans.

Fee Structure: Cheap & Expensive – offers insights to Ovation’s monthly cost of its Essentials plans. Essentials plan is one of the lowest costs for credit repair. Essentials Plus is a premium plan that offers credit monitoring, uncapped disputes and a personalized attorney-written credit letter from Ovation to apply for new credit. Pick the best Essentials.

 

Like some other credit repair companies, Ovation Credit Services offer couple discount if you sign up for credit repair together. Total discount for you & your spouse is 16 percent off combined price for six months of credit repair. A wise option if both of you have negative items to be disputed on your credit reports.

 

Paying for Essentials Plus plan is a benefit. Ovation grants you access to monthly credit monitoring from TransUnion. TransRisk is an option to track your credit score. However, it doesn’t provide an option for identity theft protection. An ID-theft protection has to be applied with a third-party service.

Note: Ovation’s service is comparable to popular Fico company fico score tracking.

Search for: How credit repair services are tested? | How credit repair boosts my scores?

 

Ovation Credit Services list of credit repair.

Credit Repair Service: List of reviews – offers a general educational section for consumers to learn about what goes into your credit scores, each type of negative item & how bad information appears, and ways to file a dispute. This section is lacking some features found in top 3 credit repair companies. An in-depth FAQs section compensates for the loss of credit education.

 

One nice benefit about Ovation is on a regularly updated blog. Every week, the blog posts new updates on content, videos, infographics and helpful answers. It is a unique customer-oriented point not many credit repair expert blogs can follow.

 

Additionally, the credit repair service works with all 3 credit bureaus – Equifax, Experian and TransUnion – for removal of negative items on your credit report. Original creditors are contacted during removing negative items to prevent re-surfacing of bad marks again. The same goes for liaising with all of the credit bureaus to ensure complete bad items removal.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of Ovation Credit Services credit repair company.

Ovation Credit Services provides one of the best credit repair service – offers personalized service to write section 609 attorney written credit dispute letters to negotiate with creditors on late payments for 30 days up to 120 days. Essentials & Essentials Plus plans are well-known to most consumers in search of the best credit repair services.

 

Ovation Credit Services offer Essentials as a basic plan at low monthly cost. The more expensive Essentials Plus plans include TransUnion’s credit monitoring service. It lacks the features of ins & outs of credit and credit repair, identity theft protection, credit score calculators and other useful items.

 

Since you got to decide between Essentials and Essentials Plus plans, choose the most suitable one for you. Ovation’s reputation since 2004 proves to be an actual credit repair company. No “shady” business will happen to you. High quality reviews on Ovation’s services could be found on prominent forums too.

 

People also ask:

Is Lexington Law the best choice?

Is Sky Blue Credit Repair a better option?

Who is My Credit Group credit repair company?

How do I avoid credit repair scams?

What about data hacking protection & identity theft protection?

Is Veracity Credit Consultants comparable to The Credit People?

 

Quote of the Day: “Your choice, Your calling, Your responsibility – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 11, 2014. It has since been updated. 

TCP: The Credit People credit repair reviews

Welcome to The Credit People credit repair service reviews – proven in one of the lowest cost alternatives in consumer disputes – an unbiased review bringing you to financial freedom. An alternative for costly repairs is to opt for a no-frills service. Lower your risk of falling for frauds and scams. Get the best verdict in choosing The Credit People firm here.

 

The Credit People consumer support & services.

Consumer Support: Friendly specialist – offers a wise investment for consumers looking for quality services at lowest cost. The Credit People provides hassle-free experience for customers to work on credit repair over a period of six months of service.

 

If you don’t know where to start in repairing credit, credit report contains negative items, not having a good credit score, this service is for you. At TheCreditPeople.com, the company promotes a self-serving platform for customers to fix their reports at a reasonable cost.

 

One drawback to this credit repair company is the lack of educational resources for clients to learn about the pros of credit fixes, education and advices. The Credit People doesn’t have a comprehensive resource-based portal (such as eBooks, informational videos, courses or a regularly updated blog).

Note: Consumer support is available on normal operating hours at The Credit People.

Search for: How to “Fix” credit myself? | Can I get free credit reports?

 

The Credit People fees & pricing plans.

Fee Structure: Cheaper alternative – offers insights to hassle-free, no-frills credit repair service for customers. Do you know of any company offering just under $60 for quality yet affordable fixes? Here is the beauty of choosing TheCreditPeople.com and its products.

 

Like most credit repair companies, before starting on a service, the Credit People charges a fee to pull your credit report. The fee is a one-off cost for your consultant to review the negative items on your report. A consultant will decide on the items to dispute first.

 

Additionally, the firm offers monthly credit report services. An alert will be sent to you during your credit build up phase and for you to have real-time credit report tracking. No other add-ons available in this service.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | How credit repair boosts my scores?

 

The Credit People list of credit repair.

Credit Repair Service: List of reviews – offers one of the most basic credit repair services among its competitors. Do not compare the Credit People with higher tiers (such as Lexington Law and Sky Blue Credit Repair companies).

 

A setback some users faced during signing up for an account is the lack of paralegal assistance. Not even a personal case advisor in sight. In your endeavor to better credit, it seems to be a “lonely” one. It’s not necessary to have a credit repair expert. But, queuing up for credit help is not exactly nice. Credit helpers tend to provide more personalized touch.

 

Like all other affordable credit repair companies, The Credit People doesn’t provide add-on services – only one CR plan to choose. Good news is on couple’s discount. If your spouse has bad credit, why not sign up together to benefit for a couple discount. A low-cost credit repair with couple discounts sounds like a good deal. TheCreditPeople.com remains competitive.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of The Credit People credit repair company.

The Credit People provides one of the cheapest credit repair service – offers financial assistance for consumers having a tight budget. The company doesn’t compromise on its products by offering quality credit help at low prices.

 

Although this service offers the most affordable credit repair service, there is no option for identity theft protection. Consumers typically seek credit repair to purchase credit shield plans & ID-theft protection. Without an identity theft protection, to deter loss of personal identities, the Credit People seems to be an unattractive choice for those who need protection for identities.

 

One good thing of using TCP’s credit repair service is the “Help Zone”. You can find a comprehensive list of PDFs offering tons of information about how credit is reported, discussion of negative items in your report and specifics of credit repair fixing problems.

 

People also ask:

Is Lexington Law the best choice?

Is Sky Blue Credit Repair a better option?

Who is Ovation credit repair company?

How do I avoid credit repair scams?

What about data hacking protection & identity theft protection?

Is Trinity Credit Services comparable to The Credit People?

 

Quote of the Day: “Compromise on budget, not services – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 10, 2014. It has since been updated. 

Fix: Creditrepair.com credit repair reviews

Welcome to CreditRepair.com credit repair service reviews – proven in settlement of more than 1.5 million consumer disputes – an unbiased comparison inspiring you to financial freedom. The best choice of fixing credit is to undergo real-time credit score tracking. Lower your risk of falling for frauds and scams. Get the best verdict in choosing Creditrepair.com firm here.

 

CreditRepair.com’s consumer support & services.

Consumer Support: Best specialist – offers a series of informational videos, articles on sub-specialties, detailed blog with specific credit repair problems. The education section provides tips on how you can improve money management and investing – a perk for borrowers to make use of financing to better their financial conditions instead of saddled with poor credit.

 

Cost of credit repair is a concern for some people. When you sign up at Credit Repair Com, be prepared to pay one of the most premium credit repair services. A paralegal or case advisor will be assigned to you.

 

If you’ve a specific credit repair issue, it feels good speaking to a personal paralegal in private. CreditRepair.com has paralegals that specialized in credit repair, credit counseling, debt settlement, debt consolidation and many more.

Note: Consumer support is available on normal operating hours at CreditRepair.com.

Search for: Where to learn more about credit repair? | Can I get free credit reports?

 

CreditRepair.com’s fees & pricing plans.

Fee Structure: Premium pricing – offers insights to one of the best credit repair companies on higher tiers of service. Credit Repair Com is expensive, monthly cost of over $600 for six months of service while The Credit People (TheCreditPeople.com) offers the cheapest service at half the former’s cost.

 

The company avoids charging an initial set-up fee for new customers. Unlike other credit repair companies, there’s an initial setup fee before working on your credit. CreditRepair.com only charges you to pull your credit report for a fee. Apart, monthly fee starts once the firm works on your disputes. No other fee structures found in using this costly service.

 

One nice thing about the fees, though, is the lack of a setup fee. Many credit repair companies will charge you an initial fee to begin working on your credit, but this company only charges you the fee to pull your credit report and the monthly fee once it starts working on your disputes. Retrieval or pulling of credit report is not a free service.

 

Transparent pricing is the key for clients to build trust. At CreditRepair.com, the agency has an unattractive couple’s discount of 8 percent. To sign up with your spouse just for the couple discount is not exactly worth it. Many companies after evaluations offered 20 percent or more to incentivize couples with negative items & disputes to sign up for spouse packages.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | Can I dispute my fico scores?

 

CreditRepair Com’s list of credit repair.

Credit Repair Service: List of reviews – offers direct disputes with all three credit bureaus – Equifax, Experian and TransUnion – and associated creditors for retrieval & removal of negative items in your credit report. Remove erroneous negative items from credit agencies and creditors is important because creditors can report the bad items causing confusion again.

 

Customers can access monthly credit monitoring and identity theft protection. CreditRepair.com provides complementary services at no extra cost. Such services offer fraud alert, identity theft guard, credit shield and other protective measures. If not, your identity may be compromised or exposed to public, prone to cyber data breaches & misuse of personal information (credit card details).

 

A nice benefit for clients is on the credit monitoring & identity theft protection. You won’t have to find a third-party service to keep track of your credit. The agency has services in place to warn you on suspected identity theft. All without needing to pay for a separate monthly service or pay for an extra charge.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of CreditRepair.com credit repair company.

CreditRepair.com provides one of the best quality credit repair service – offers detailed financial educational resources, videos and investing techniques. Credit repair shield is part of its premier service that offers clients a peace of mind. A personalized online dashboard & mobile app enhances customer service experience.

 

Verdict: CreditRepair.com is more expensive than its main competitors in terms of pricey cost (almost double of what cheaper services are quoting), premium educational collections and other helpful videos on what goes into your credit score – all at a flat rate for repairing their credit.

 

If not, the company – one of the more expensive credit repair services – CreditRepair.com grants you the ability to perform real-time credit tracking & progress of disputes. Ease of tracking helps customers who do credit repair to obtain better car loan financing or home mortgage rate especially for 10-year plan or more. Such convenience is what this premium service provider offers as a unique selling point to its clients.

 

People also ask:

Is Lexington Law a better choice?

Is Sky Blue Credit Repair a cheaper option?

Who is Ovation credit repair company?

How do I avoid credit repair scams?

What about data hacking protection & identity theft protection?

Is The Credit People the cheapest service?

 

Quote of the Day: “Quality over price, period – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 10, 2014. It has since been updated. 

Speed: Sky Blue credit repair reviews

Welcome to Sky Blue credit repair service reviews – fastest settlement of more than 1.5 million consumer disputes – an unbiased source speeding you to financial freedom. The quickest way of fixing credit is to plan well in disputing credit report errors & mistakes. Raise your credit score in the fastest way. Get the best verdict in choosing Sky Blue firm here.

 

Sky Blue’s consumer support & services.

Consumer Support: Responsive specialist – offers one of the best educational resources among other credit repair companies. In-depth video tutorials help explain what factors influence to your credit score. A how-to guide enhances customer service experience on ways to improve your credit and advices on credit patterns.

 

Unlike other credit repair services, Sky Blue credit repair does not have a dedicated paralegal or credit counselor to assist you. When you sign up for credit repair, call in for assistance on account issues, a team of customer service agents & live-chat officers answered your queries. It differs on having dedicated case advisors or paralegals from the best credit repair companies.

Note: Not ideal scenario of having to repeat your credit loans problems to different agents.

Search for: What’s the best debtor solution? | Can I do up my credit reports?

 

All rights reserved.

Sky Blue’s fees & pricing plans.

Fee Structure: Lowest pricing – offers insights on one of the lowest cost services among other credit repair companies. The firm only provides a no-frills service to all consumers, regardless of customer segmentations. You can have a hassle-free and worry-free opportunity in getting equal treatments among debtors. No preferential treatment for clients.

 

For the first-time set-up fee, it is the same cost as a month’s pricing. No hidden costs or fees. If you sign up with your spouses, enjoy up to 16 percent discount off the cost of six months of credit repair. There is no additional clause on couple’s incentives. Do not apply if either you or your spouse doesn’t have negative items to be disputed or possessing good credit scores.

 

Another great feature is on flexibility of payments. When you’re short of cash, feel free to pause your campaigns on credit repair. Skip a month is fine for budget-constraint consumers. You can let Sky Blue credit repair agents know that you need a break. When you’re ready for continuation, let the agency resume on fixing your credit problems.

Note: Only few credit repair services offer flexible payments & skipping for a month.

Search for: How credit repair services are tested? | Why must I use credible sources?

 

Blue’s list of credit repair.

Credit Repair Service: No fluff add-ons – offers direct dispute with credit bureaus and immediate creditors to fix bad credit. Sky Blue is a company that provides the most basic credit repair services when compared to its rivals. No extra service is given.

 

If you’ll like to receive alerts from credit monitoring, safeguard against identity theft and other fraud protection services, you need to sign up with a third-party service. The company doesn’t offer ancillary work. You get what you paid for – a lower-cost alternative to prominent agencies.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of Sky Blue credit repair company.

Sky Blue is the cheapest credit repair service – offering an affordable alternative to costly companies while addressing your basic needs. It’s long-standing customer service & consumer rating is what makes Sky Blue Credit Repair a good choice among locals & expats.

 

Verdict:  Sky Blue Credit Repair emphasizes on consumer support at affordable rates albeit missing out popular frills services that other credit repair companies offer. Recent updates on pricing guide shown setup & monthly fees being $69 and couple are pricing remains at $99. The company provides an online dashboard for you to check on existing dispute progress as well as management of credit accounts.

 

People also ask:

Is Lexington Law a better choice?

Why Credit Karma & Trinity Credit Services win?

Who is Creditrepair.com credit repair company?

How do I sign up for identity theft protection?

What about data hacking protection & identity theft protection?

Why not choose The Credit People?

 

Quote of the Day: “Calls for wisdom, review Verdicts – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 10, 2014. It has since been updated. 

Law: Lexington Law credit repair reviews

Welcome to Lexington Law credit repair service reviews – proven in settlement of more than 7.3 million consumer disputes – an unbiased source inspiring you to financial freedom. The best choice of fixing credit is to undergo personal debt & credit control. Lower your risk of falling for frauds and scams. Get the best verdict in choosing Lexington Law firm here.

 

Lexington Law’s consumer support & services.

Consumer Support: Best specialist – offers a wealth of financial education on factors influencing your credit score and report, and how information affects your life. Lexington provides content, courses, videos, eBooks, email updates and dedicated paralegals to help you with Credit decisions. The law firm has attained an excellent consumer credit repair rating.

 

A prominent selling point of Lexington’s service is on the unique attribute of having a dedicated paralegal to address your case. The paralegal updates you on the progress and process of credit repair. E-mail or phone updates are on a biweekly basis. If you required further assistance or have inquiries on your account, a customer service team is available.

 

Upon signing up for Lex’s service, you’ll have access to a personalized online portal. It brings ease, convenience and comfort in reviewing the progress of your disputes. Tracking of removal of disputes has never been easier. Track your real-time credit score too. Lexington Law offers a smartphone app to fetch further convenience for consumers.

Note: Consumer support is available on normal operating hours at Lexington Law.

Search for: What credit advices for DTI ratio? | What’s my credit report and score?

 

Lexington-Law’s fees & pricing plans.

Fee Structure: Transparent pricing – offers insights to Lexington Law basic credit repair service, estimated pricing starts from $600. The company provides competitive cost to other credit repair services. An average length of six months for pricing plan is used. Certainly, there are cheaper alternatives in exchange of branding & service quality.

 

Lexington too offers advanced tiers of service, gaining access to personal finance education & resources, FICO Score reporting and removal of negative inquiries in your credit report. In fact, paying for premium plans allows you to dispute up to eight items per month. The basic plans: Concord Standard and Concord Premier – only allow up to six items disputed on a monthly basis. Under the Premier Plus service, you can dispute more negative items with either of the credit bureau.

 

To qualify for couple’s incentives, competitive to the best credit repair companies, Lexington offers a discount when you sign up with your spouse for credit repair together. Companionship incentive works out to be an 8 percent discount over a period of six months. Do not apply for couple’s discount if either of you doesn’t have poor credit and negative items to be disputed.

 

One major drawback is on retrieval of credit reports. Lexington charges a fee for obtaining a report, you’ve to pay for this fee even during your free consultation. Before you sign up for credit repair service, your consultant will ask for the report to be pulled. A complete review (including negative items) will be done after payment of credit report fees.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | Why must I use credible sources?

 

Law’s list of credit repair.

Credit Repair Service: List of reviews – offers details on how Lexington Law disputes erroneous negative items on credit reports. One mainstream issue is on creditor’s re-submitting negative information and surfaces on your credit report. The firm files disputes on inaccurate information with all three credit bureaus and your associated creditors.

 

A monthly credit monitoring service & identity theft protection is part of Lexington’s credit repair plan. These services are available for Premier Plus and above. Although the company safeguards your personal information (such as credit card information and individual records) well, it is a nice benefit to pay for extra services to deter identity theft and loss of identities.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of Lexington Law credit repair company.

Lexington Law is the best credit repair service – offering high-quality financial educations, supportive tools, fast customer service response and ancillary benefits with advanced tiers. If not, an online dashboard enhances consumer’s service ratings.

 

Credit repair is useful when you need to rectify incorrect bad items on your report. To qualify for a better loan term, this service helps to raise your credit score. Lexington is an established agency in the credit repair industry. Its prestigious name resounds across competitors, and the different tiers of service segment your credit problems for the best fit.

 

Verdict: Lexington Law offers specialty in credit repair service. The (national) law firm boasts helping clients to file for dispute on negative credit items with creditors & credit agencies. Additionally, Lexington provides extensive educational resources for consumers to learn more about the basics of what goes into your credit score and how factors influence the financial scoring models.

 

People also ask:

Is CreditRepair.com a better choice?

Can Sky Blue Credit Repair win?

Who is Ovation credit repair company?

How do I avoid credit repair scams?

What about data hacking protection & identity theft protection?

Why not choose The Credit People for fixes?

 

Quote of the Day: “Be the Judge, approved Verdicts – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 10, 2014. It has since been updated. 

Test: What credit repair review websites tested

To qualify for the best credit repair services – knowing in’s & out’s, do’s & don’ts and pro’s & con’s – performing detailed researches and tests is needed. It’s the highest probability of not getting involve in credit repair scams! Find out more on how & what credit repair reviews websites test for.

 

What do I need to know to better my research reviews?

Search Engine Networks: Best reviews – an effort to list out the best credit repair reviews websites. To better make decisions in choosing an ideal company, you’ll be continuously reviewing credit repair services for 3 months, monitoring industry trends and keeping abreast on the latest regulations (such as FCRA, CROA & FCBA). Take into account of each company’s educational resources in positively impacting your credit score.

 

Know where to find for useful resources, like Credit Repair Com or Creditrepair.com’s videos & blogs, money & credit management, investing, and other relevant forms financial planning. For instance, the best credit repair companies provide dedicated agents as one-on-one service and a team of customer officer to enhance overall service delivery process.

Note: Make no mistake on doing research based on factual information on credit fix services.

Search for: Which credit repair services should I trust? | How to choose the best repair clinics?

 

How credit repair comparison websites work?

Compare & Contrast: Best comparisons – an effort to identify the best credit repair comparisons websites. To qualify for the “only” candidate, you’ve to contact each of the services via phone calls, asking questions about the procedure of fixing and whether there’s paralegals to assist in lawsuits & litigations.

 

Compare the pricing, reviewing monthly cost of payments, additional sign-up fees (if any) and any discounts for spouse & family members. No two individuals face same credit problems, there’s no way to accurately evaluate the success of chosen credit repair service in disputing a wide range of erroneous items. You’ve to be the judged yourself.

 

Remember to, check out educational resources, looking at FAQ pages and detailed explanations clearing up your confusions on credit reports. The best firms provided clear & concise information on what goes into your credit score, methods to effectively improve your credit score and video tutorials on doing up your reports yourself.

Note: Professionalism is not all about dollars & cents when factoring into cost of repairs.

Search for: I am embarrassed of my money problems! | How can I avoid credit frauds?

 

What are credit repair services cost & why?

Consumer’s Choice: Paid service – opt for a credit repair service over do-it-yourself credit repair. If you decided, it is necessary to pay a set-up fee (sometimes additional sign-up fee) and an ongoing monthly fee. Most credit repair reviews demonstrated charges between $50 to $100 a month. Set-up fees range between $20 to $179. These fees are included in the most basic plan of service. Advanced fees cost between $20 to $40 more.

 

Be wary of anyone guaranteeing results. Money-back guarantees are accepted (normally partial refunds for failure to deliver certain results). If you encountered a credit repair company promising 100% credit fixes, run. It’s against the law to conduct unethical & illegal guarantees for credit repair services. Caveat emptor!

Note: Items (such as paid & unpaid tax liens, bankruptcy, unpaid collections or court-approved judgements cannot be removed easily).

Search for: What’s an aggressive credit repair service? | Top 10 credit repair company reviews!

 

Do credit repair services work now?

Time consideration: Quick fix – credit repair needs time – three months up to six months is common – and may be limited on the number of items disputed. Bear in mind when in search of a quick fix. “Shady” services promise unrealistic results and guarantees to boost your credit scores. In exchange, an upfront deposit & advanced legal fees are required.

 

Avoid “too good to be true” services. Under the Credit Repair Organization Act laws, no company is allowed to offer guarantees on items to be removed or your credit to be improved. A verified (correct) information shall remain in your credit report. Light charges up to seven years. Judgements and bankruptcies up to 10 years. Reimbursement is a good way of learning how a legitimate credit repair company works.

Note: Report any company that promotes guarantees to you – FTC & CFPB

Search for: Who’s running shady businesses? | What should I look out for?

 

Why must I guard against identity theft & data hacks?

Data hacks: Common occurrences – Equifax in year 2017 is one of more recent examples of a global companywide attack. Smaller offenses are hitting day-to-day business operations. It’s worrying on the cyber digital security breaches as personal information of employees remained susceptible to theft. Identity theft often resulted to loss of identities, stolen identities, misused employee’s information on credit cards & loans. Others alter profiles.

 

If you noticed suspicious transactions on your credit reports, immediately request for a credit freeze. It stops creditors from doing inquiries without prior consent. In a frozen credit report, you’ll need to contact either of three credit bureaus – Experian, Equifax or TransUnion – separately. Doing it online is possible. A pin will be provided for you to unfreeze your credit file.

 

To prevent further frauds on your file, it’s recommended to invest in a credit repair shield and perform regular reviews. A credit monitoring service is also advisable. No one has access to your file except yourself. Make sure to reset your fraud alert every 90 days.

Note: Identity theft protection & Credit-Guard shield plans are not 100% safe, however.

Search for: Who’s the most trusted credit repair company? | Why do a credit review?

 

Good to know about test: what credit repair review websites tested

No credit repair comparison or review sites is 100% accurate. Sales misrepresentation does happen from time to time. It is best to conduct research across multiple websites and from word-of-mouth referrals. Fico forum is another good place to get favorable recommendations.

 

Equifax, Experian and TransUnion are good places to learn more about credit repair companies. The agencies worked with a multitude of public & private credit fix services, hence the exposure of an ideal candidate for your credit problems. Remember that, even the top 3 credit reporting companies (Equifax), got a massive data hack in year 2017. Stay safe!

 

People also ask:

Where can I find the best credit repair agency?

Who provides the best value for credit repair services?

Why is credit score tracking so important?

How do I know if the company is doing credit repair scams?

What about data hacking protection & identity theft protection?

Which is the best credit repair reviews site to trust?

 

Quote of the Day: “Protect your personal identities – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 09, 2014. It has since been updated. 

Older posts Newer posts

© 2014 to 2018. Credit Repair | Personalized Financial Health @ KIG Hall. All Rights Reserved.