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Category: Credit Repair (page 1 of 8)

Why do I need credit repair?

Many people don’t want to assume responsibilities in finding credit help. Stuck with severe credit problems, avoiding them may cause potential calamities. Both you & your family might receive legal letters or face debt collectors at your residential address. No one will want to (ever) visit you again. Question: Is credit repair for me?

 

How do I maintain my credit problems?

No one except you can recover the bad debts. Common problems related are, but not limited to; unpaid mortgage payments, credit card bills, cc loans, tax liens or other miscellaneous expenses. If you’re serious in making repayments on time, work on your credit repair.

 

Firstly, know which expenses could be paid off easily. The debt snowballing technique is a popular tool for borrowers. You’ll get smaller debts out of sight first, together with the paid interests albeit the amounts. Once you rid of them, face the bigger credit challenges.

 

Find a credit counselor to get financial assistance (such as a debt management plan). Else, seek credit repair companies to fix your credit. Ask your friends or relatives for referral. If not, you can negotiate with banks directly. Inform your creditors that you’re working on timely payments to pay off your debts.

 

Can credit repair rebuild my history?

Short answer is yes. It is time for you to decide to rebuild your credit. There are some debt relief programs available for debtors to rebuild histories at ease. Federal laws granted borrowers access to certain financing schemes in order to repair credit quickly.

 

The credit builder loan is a popular financing program. You can used the credit card builder loan to improve your credit records. Otherwise, applying for other credit repair schemes is possible through governmental agencies. Some mortgage lenders do offer secured financing via the FHA loans.

 

Over time, your enhanced histories improved. Your credit score naturally recovers at an organic rate. Negative items dropped off your credit reports too. It takes time for you to see visible effects of fruition using credit repair.

 

Alternatives of doing credit repair and credit repair companies

Afraid of falling into credit repair scams? One good way is to source for alternatives in fixing your bad credit. If not, you might be in trouble with the law when creditors sued you and your personal assets (such as home, car repossessions, credit card damages or mortgage foreclosures).

 

Request for credit counseling services, each session does help to negotiate on debt repayments. Ask for debt settlement from your creditors. Liaise with collection companies on consolidation of credit card loans. Or, personally do credit fix on your reports.

 

However, it’s advisable to get an experienced person to help you if this is your first time doing credit repair. Online forums providing fico score help or credit monitoring don’t work well. It is important to undergo legal procedures in managing bad credit.

 

What is the fastest way in inducing credit repair?

In the marketplace, it is (very) easy to fall into scams: Identity theft or Fraud. Every dealer or company out there offering credit repair services seems to be friendly and too good to be true, guaranteeing success in fixing your credit score.

 

Do not fall into scams of raising your credit scores by 100 points. Or, telling you that it’s possible to improve your credit report in 30 days. No one under the Credit Repair Organization Act (“CROA”) can promise you a guaranteed credit repair. The FCRA law is another form of consumer protection and gives you the consumer rights to report any agency upfront..

 

Once you found suspicious transactions, possibly identity theft or any credit card fraud, report to the Federal Trade Commission (“FTC”) and the Consumer Financial Protection Bureau (“CFPB”) immediately. Discontinue such services from a credit repair company.

 

Good to know about: Why do I need credit repair?

Before your credit problems burst, protect you & your loved ones first. Invest in credit monitoring services: prevent identity theft. Fraud protection is the way to go. Else, you might not notice suspicious payments or incorrect entries reported in your credit report. Then wonder why your mortgage loans do not go through or always having a bad credit score.

Note: Always learn about credit repair companies and credit repair.

Search for: How do you avoid credit repair frauds? | Take charge of your credit!

 

People also ask:

8 questions to ask credit repair companies.

Do the best credit repair companies really work?

Looking for the best credit repair services at Lexington Law?

Does credit score check works with FICO Scores (myFICO)?

Who is Better Business Bureau & how BBB works?

How do free credit repair services generate money?

 

Quote of the Day: “Guard against criminal offenses – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Do’s & don’ts of a credit repair: Pros & cons of a credit repair!

 

This article was originally published on March 30, 2014. It has since been updated. 

CS: Credit Saint credit repair reviews

Welcome to Credit Saint credit repair service reviews – providing a 90-day guarantee of refund on consumer disputes – an unbiased review warranting you to financial freedom. The best choice of fixing credit is to receive 90 days of guarantee. Lower your risk of falling for frauds and scams. Get the best verdict in choosing Credit Saint firm here.

 

Credit Saint’s consumer support & services.

Consumer Support: Promising specialist – offers a full 90-day money-backed guarantee for customers who request to remove negative items on their credit reports. There are 3 tiers of service under the list of credit repair. Price varies among the three tiers; basic to premium.

 

If you need a basic package to fix your credit, the lowest tier is a good option. The lowest plan does not include disputes such as bankruptcies or judgments. If you want a higher tier of service to remove negative items (such as bankruptcies and judgments), then Credit Saint Avalanche service is for you. Pay for the best fit to raise your credit score.

 

The credit repair company has basic features covered in the website. Credit Saint doesn’t provide explanations to credit laws & credit repair strategies, however. Other companies offering the best credit repair services do share on what damages your credit as well as ways to fix your credit. Be sure on what you needed before signing up for such services.

Note: Consumer support is available on normal operating hours at CreditSaint.com.

Search for: Where to learn more about credit repair? | Can I get free credit reports?

 

Credit Saint’s fees & pricing plans.

Fee Structure: Variable pricing – offers insights to three tiers of plan being one of the most affordable services for clients. Tight budget consumers can opt for lowest tier while aggressive people can go for the highest tier plan, depending on the types of service required.

 

Credit Saint is ranked one of the most affordable services among its peers. As some of the established agencies only offer one plan, the options available at Credit Saint for clients is a rare sight. You get to determine which package best fit your requirements before paying for it.

 

For the lowest tier, it only covers certain dispute, in which excludes bankruptcies or judgments. The higher level does cover the aspects of bankruptcy and judgment. Price-sensitive clients may not opt for Clean Slate plan due to an initial high setup fee, however.

 

All pricing plans exclude monthly credit monitoring or identity theft protection. The company does not offer id theft service or fraud alert. However, all types of disputes under Credit Saint do not include a fee to pull your credit reports. No charge on pulling reports.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | Can I dispute my fico scores?

 

Credit Saint’s list of credit repair.

Credit Repair Service: List of reviews – offers an online portal for customers to check on the progress of disputes and three levels of service. Polish, Remodel and Avalanche services.

 

What sets Credit Saint apart from its competitors is on not having a dedicated personal case advisor to help you with credit problems. The firm enables four people to address your inquiries or concerns during the phase of credit repair. An agent might not be able to assist you after-works but this company promises to help you even after office hours.

 

The most basic plan is named Polish. It offers basic credit fix services and disputes up to 5 items at a time. Remodel is the mid plan. It offers to dispute up to 10 items at a time. Clean Slate is the highest tier in which offers unlimited disputes for you to file.

 

Generally, most credit repair companies offer 5 to 7 disputes on negative items per month. Remodel plan alone covers 10 negative item disputes. The Fair Credit Reporting Act (FCRA) grants creditors & credit bureaus to reject frivolous or irrelevant disputes, regardless of number of disputes. Clean Slate service is the way to go for those who have many negative items but worry on the limitations of credit repair services. Fcra law still applies.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of Credit Saint credit repair company.

Credit Saint provides one of the best credit repair service – offers three tiers to clients in need of certain types of service or number of disputes. Unlimited number of disputes seem to be a popular choice for consumers who are in search of complete credit report cleanup.

 

Verdict: Credit Saint has an attractive proposal on 3 tiers of credit repair service that sets apart from its rivals. To qualify for letters of dispute, you’ve to sign up for the Clean Slate plan else risk paying for more using third-party services. The company doesn’t charge you a fee for retrieval of your credit report.

 

However, the agency lacks credit monitoring and identity theft protection. Credit protection remains an important need for consumers looking into the list of services offered by credit repair companies. Without fraud protection or alerts, likely you need to request for a freeze on credit report across all of the credit bureaus to stop inquiries from coming in. Suspicious transactions remained prevalent in today’s cyber digital security threats.

 

People also ask:

Is Lexington Law the best credit repair company?

Is Sky Blue Credit Repair a better option?

Does Ovation Credit Services performed better than Veracity Credit Consultants?

Why vote for MSI Credit Solutions instead of The Credit Pros?

What about data hacking protection & identity theft protection?

Is My Credit Group an alternative to The Credit People?

 

Quote of the Day: “Pick wisely, Flow correctly – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 11, 2014. It has since been updated. 

CP: Credit Pros credit repair reviews

Welcome to The Credit Pros credit repair service reviews – a newly established company in year 2009 – an unbiased comparison reminding you to financial freedom. The best choice of fixing credit is to evaluate your credit report. Lower your risk of falling for frauds and scams. Get the best verdict in choosing The Credit Pros firm here.

 

The Credit Pros’s consumer support & services.

Consumer Support: New specialist – offers a wealth of educational resources on credit-related topics for consumers to learn about what goes into the credit scores and how to improve scores quickly. The quality of articles & discussions can be said to be the best.

 

Founded in 2009, The Credit Pros is one of the newest entrants in the credit repair industry. It entices customers with a plethora of posts and a frequently updated blog when compared to its other credit repair companies. No doubt on having an attractive selling point.

 

Additionally, the Credit Pros grants you access to an online portal to provide insights to your credit fix, progress of negative item disputes and other account information. The portal includes videos and articles on consumer support for reference on credit and credit repair.

 

If you’re in need of a private consultation with an individual case advisor, the company lacks this feature but provides access to a team of agents to help out. The best credit repair companies often invested in consultants (such as counselors or paralegals) to serve customers down to a personal level. Consumers wanted advisors for private sharing on sensitive info.

Note: Consumer support is available on normal operating hours at TheCreditPros.com.

Search for: Where to learn more about credit repair? | Can I get free credit reports?

 

The Credit Pros’s fees & pricing plans.

Fee Structure: Costly pricing – offers insights to an expensive fee structure that makes clients think twice during typical credit repair reviews & comparisons. For six months of service, the Credit Pros is ranked one of the most pricey credit repair services among its peers.

 

Monthly fees start from almost $119 for a package albeit being one of the newer companies to compete into this industry. Several established agencies do factor in cost-effectiveness and charge premium pricing to clients, i.e. CreditRepair.com is a good example.

 

Another drawback is on the initial setup fee of $119 is required. Some companies don’t charge set-up fees while others priced lower on the initial setup cost. A consultant charges for a fee to pull your credit reports before doing a thorough review. Evaluations may not be free. These high fees factored into consideration don’t make a credit repair company competitive.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | Can I dispute my fico scores?

 

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The Credit Pros’s list of credit repair.

Credit Repair Service: List of reviews – offers a full suite of credit helpers to manage your needs. Services entail updating of blogs, evaluating of negative items on credit reports, monthly credit monitoring and credit score updates etc. Most needs are fulfilled here.

 

The company partners with TransUnion – one of the 3 major credit bureaus – in offering credit reporting services. Update on credit scores is part of the plan too. Assistance from credit agencies further enhances trust from customers.

 

The Credit Pros promises to evaluate negative items on your credit report. If not, credit repair specialists tend to “accidentally” provoked credit bureaus for inadequate information given to the offices. When there’s a bunch of disputes filed, credit reporting companies might label them as frivolous claims and ignore the bad credit problems. Think twice in reporting all errors.

 

However, the Credit Pros assures you on filing for dispute on negative items with the credit bureaus and associated creditors. It’s important to contact your original creditors to stop submitting bad item again on your credit report, a service that is a must in credit repair.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of The Credit Pros credit repair company.

The Credit Pros provides one of the best credit repair service – offers to remove tough negative items by calling up all of the credit bureaus and creditors. There’s no guarantee for complete removal of items via disputes in accordance to FCRA and CROA, however.

 

Verdict: CP’s services cover some aspects of credit repair; tremendous educational resources for customers, broad coverage of credit problems but charges high cost for initial and monthly setup fees. The company promises to evaluate all of negative items and file for disputes to a credit bureau as well as original creditors.

 

Before you sign up for credit fix at The Credit Pros, think again, whether or not to do business with ongoing high costs of credit repair. Remember that, no personal case advisor is assigned. Only good thing is on partnership with TransUnion on credit report & credit score updates. There is no mentioning of identity theft protection. Don’t apply if you need further review of such services.

 

People also ask:

Is Lexington Law the best credit repair company?

Is Sky Blue Credit Repair a better option?

Does Ovation Credit Services performed better than Veracity Credit Consultants?

Why vote for MSI Credit Solutions instead of Credit Saint?

What about data hacking protection & identity theft protection?

Is My Credit Group an alternative to The Credit People?

 

Quote of the Day: “Why pay more when you can settle for less? – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 12, 2014. It has since been updated. 

MCS: MSI Credit Solutions credit repair reviews

Welcome to MSI Credit Solutions credit repair service reviews – proven with over 10 years of experience – an unbiased review leaning you to financial freedom. The best choice of fixing credit is to eliminate difficult dispute items. Lower your risk of falling for frauds and scams. Get the best verdict in choosing MSI Credit Solutions firm here.

 

MSI Credit Solutions’s consumer support & services.

Consumer Support: Experienced specialist – offers an in-depth review on your credit report, identifying challenging negative items, and filing for disputes to 3 credit bureaus and creditors – letters of dispute such as Section 609 attorney written to remove negative items.

 

MSI Credit Solutions promises to send dispute letters to a credit bureau and associated creditors for removal of negative items. The credit repair company doesn’t stop until certain legal issues had been clarified. You may track the progress of disputes using the online portal in which the agency grants access for users who sign up for its services.

 

When the matter comes to education, MSI Credit Solutions failed to meet expectations in; news articles, content, credit repair education, discussions and regularly updated blog posts. It lacks informational resources to guide you in management of debt.

 

The good news is that the firm boasts to fix your credit even for hard negative items on your credit reports (that other competitors may not afford to do a complete credit cleanup). The company provides services at higher costs, read more to find out.

Note: Consumer support is available on normal operating hours at MSICreditcom.

Search for: Where to learn more about credit repair? | Can I get free credit reports?

 

MSI Credit Solutions’s fees & pricing plans.

Fee Structure: Premium pricing – offers insights to one of the best credit repair companies pegged under a costly structure. MSI’s fees are deemed to be higher than most of its direct competition, ranking at the bottom for price-sensitive customers.

 

Like some of the best credit repair companies, MSI Credit Solutions charges an initial setup fee. The company priced set-up fee about $30 for quick fixes and up to $1,000 for challenging negative items on your credit report. Feedback given is on the wide price range in which makes you think on cost-effectiveness during the period of six months for credit repair.

 

Another drawback is on lack of monthly credit monitoring and identity theft protection. MSI works with third-party credit report companies, raising cost prices of initial credit report significantly. Credit monitoring service is non-existence. ID-Theft protection is not available at any of its plans. You may, however, sign up with the recommended third-party service providers.

 

The company doesn’t fulfill the criteria of providing credit monitoring & identity protection, which most customers seek such services in search of credit repair company reviews. Credit protection is an important factor for consideration.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | Can I dispute my fico scores?

 

MSI Credit Solutions’s list of credit repair.

Credit Repair Service: List of reviews – offers direct credit help to customers of all kinds including difficult credit problems (such as bad credit loans). Not many companies could afford such a promise to clients, which make MSI Credit Solutions a unique breed.

 

Among its competitors providing the best credit repair services, MSI liaises with all of the credit bureau – Equifax, Experian and TransUnion – accompanied with your creditors. It’s crucial to cooperate & connect with relevant agencies. Some credit repair companies only work with major credit bureaus. Without contacting your creditors, it’s difficult to gain assurance on removal of negative items as creditors can re-list on your credit reports.

 

Apart from its premium pricing, MSI’s promise is to remove difficult-to-dispute negative items in return for high monthly costs and initial setup fee. It depends on your needs for such services. Else, there’re better options in other credit repair reviews.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of MSI Credit Solutions credit repair company.

MSI Credit Solutions provides one of the best credit repair service – offers to remove tough negative items by calling up all of the credit bureaus and creditors. There’s no guarantee for complete removal of items via disputes in accordance to FCRA and CROA, however.

 

Verdict: MSI’s services cover some aspects of credit repair; general educational resources for customers, broad coverage of credit problems and variable cost for account setups. Although most companies offer similar help, MSI prides to remove challenging negative items in your reports. High investment cost is of major concern for some people, however.

 

Before you sign up for credit fix at MSI Credit Solutions, it is important to weigh out your needs against the cost of repairing credit. Pricing wise is considerably expensive pertaining to the services offered. Lack of credit monitoring and identity protection is an issue. Credit protection is highly sought after for people in search of such services.

 

People also ask:

Is Lexington Law the best credit repair company?

Is Sky Blue Credit Repair a better option?

Does Ovation Credit Services performed better than Veracity Credit Consultants?

Why vote for The Credit Pros instead of Credit Saint?

What about data hacking protection & identity theft protection?

Is My Credit Group an alternative to The Credit People?

 

Quote of the Day: “Premium pricing differs from Premier offerings – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 12, 2014. It has since been updated. 

VCC: Veracity Credit Consultants credit repair reviews | Veracity Credit Solutions

Welcome to Veracity Credit Solutions credit repair service reviews – proven in helping more than 0.1 million clients – an unbiased comparison building you to financial freedom. The best choice of fixing credit is to reduce your cost of repairs. Lower your risk of falling for frauds and scams. Get the best verdict in choosing Veracity Credit Solutions firm here.

 

Veracity Credit Consultants consumer support & services.

Consumer Support: Credit specialist – offers a series of affordable services in repairing consumers credit reports. The company serves clients to remove inaccurate, negative items in a quick way. Inaccuracies often creep into your credit report; negative items do harm your credit. Veracity Credit Solutions can help on your disqualify prime loan & mortgage rates.

 

The company has an educational portal that provides customers with articles, courses, informational tutorials and a review on credit laws. Education to the company’s credit repair services enhanced customer experience. If yes, signing up for its credit repair services can get a wealth of personal touch & regular updates on emails on financial tips.

Note: Consumer support is available on normal operating hours at VeracityCredit.com.

Search for: Where to learn more about credit repair? | Can I get free credit reports?

 

Veracity Credit Consultants’s fees & pricing plans.

Fee Structure: Cheapest pricing – offers insights to customers on being one of the lowest credit repair service costs among its competitors. When the matter comes to pricing, Veracity’s fees are the second cheapest for six months of credit repair service.

 

Like all other credit repair companies, Veracity Credit Solutions offered incentives (such as couple discounts) to you and your spouse. However, the cost of incentivizing figures out to be 5 percent for six months, lower than an industry benchmark. Unless you’ll like to use the services outlined, then it is prudent to sign up for credit repair service with a spouse.

 

One major disadvantage is on negative items removal. If you sign up for lower tiers of service, your disputes only reach out to a credit bureau. Creditors can report the information again and re-surface on your credit report. To qualify for full-fledged credit disputes, you’ve to sign up for higher levels of service which includes removed items being reported to relevant creditors and for them to update your credit bureau.

 

Additionally, Veracity Credit Consultants provides monthly credit monitoring, an effective way of tracking your progress. You can use the credit monitoring service to track which negative item is lowering your credit scores. Be informed that credit monitoring is available for Veracity Platinum service only. Normally, the best credit repair companies offer monitoring & fraud alert service in their packages charging monthly fees.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | Can I dispute my fico scores?

 

Veracity Credit Consultants LLC’s list of credit repair.

Credit Repair Service: List of reviews – offers a cost-effective solution by assigning a personal case advisor. Not many credit repair companies provide personal case advisors or consultants at such prices. You can voice out concerns to the case advisor in private as well as having a team of service agents (if the advisor is unavailable).

 

An online portal is accessible for you to check your progress of disputed items. Alternatively, you may contact your case advisor for status & updates. Feel free to seek consultation on your credit and credit repair. If not, the company well covered most basics of your needs.

 

Veracity Credit Solutions is a credit repair company. Services entail filing for disputes to remove financial problems lowering your scores (such as duplicate entries, expired items, bad credit loans). The drawback is on higher tiers of service to directly contact creditors.

 

If not, it’s the best choice for the cheapest option for monthly service in credit repair. The company offers credit monitoring service for customers who need to track progress. It is useful to identify which items are hurting your credit score.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of Veracity Credit Consultants credit repair company.

Veracity Credit Solutions provides one of the cheapest credit repair service – offers the lowest monthly cost among its direct competition. It is the best plan for consumers in search of a hassle-free, quick credit fix. Only higher level of service entails credit monitoring and dispute negative items with creditors on a monthly basis.

 

Verdict: Veracity Credit Solutions offers an unattractive couple discount of 5 percent, classified as the second cheapest alternative, extensive resource-based portal and monthly credit monitoring services for higher tiers. If not, some negative items can be disputed with all of the credit agencies.

 

If not, sign up for Veracity Platinum service to negotiate or dispute with creditors. This is to prevent negative items from appearing on your credit report. More information on credit reporting can be found in the website. Else, there are cheaper options for no-frills service for credit repair.

 

People also ask:

Is Lexington Law the best credit repair company?

Is Sky Blue Credit Repair a better option?

Does Ovation Credit Services performed better than MSI Credit Solutions?

Why vote for The Credit Pros instead of Credit Saint?

What about data hacking protection & identity theft protection?

Is My Credit Group an alternative to The Credit People?

 

Quote of the Day: “Price-sensitive customers need cheaper options – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 11, 2014. It has since been updated. 

 

MCG: My Credit Group credit repair reviews

Welcome to My Credit Group credit repair service reviews – proven in providing essentials on most consumer disputes – an unbiased review assuring you to financial freedom. The best choice of fixing credit is to undergo reputable credit fix services. Lower your risk of falling for frauds and scams. Get the best verdict in choosing My Credit Group firm here.

 

My Credit Group’s consumer support & services.

Consumer Support: Detailed specialist – offers a personal case advisor who meticulously handles your credit portfolio. The company takes pride in offering a personalized service for you to get the best credit repair specialist experience. Not many competitors go the extra mile.

 

When you have a credit problem or any questions regarding the progress, an individual point of contact is crucial as credit issues can be personal. It is not picking up the phone and reveal the truth to a team of helpful customer agents. If you want to experience comfort in a private conversation, the assigned case advisor may be of a credit helper.

 

During the progress of credit repair, initiating disputes & tracking of credit score, you can either check your progress online in your account or ask your advisor for more info. Please note that the case advisor may not be a paralegal helping you out with legal concerns.

Note: Consumer support is available on normal operating hours at MyCreditGroup.com.

Search for: Where to learn more about credit repair? | Can I get free credit reports?

 

My Credit Group’s fees & pricing plans.

Fee Structure: Value pricing – offers insights to one of the more affordable credit repair service in a six-month pricing guide. There is no cost-benefit analysis in choosing My Credit Group over its competitors, home to average for all other companies reviewed.

 

What this company seems promising is on the couple’s discount incentive. After usual cost calculations, among other credit repair companies, My Credit Group actually ranks the best service for couples who sign up for credit repair together. You and your spouse can enjoy up to 30 percent off & savings over paying for the service separately.

 

Additionally, My Credit Group does not charge a fee for pulling your credit reports out. A rare scene as companies do charge $15 or more for pulling credit reports before the consultants review the report. An attractive option worth considering for cost of retrieval of credit report.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | Can I dispute my fico scores?

 

My Credit Group’s list of credit repair.

Credit Repair Service: List of reviews – offers the best discount for couples. The company stands out in couple discount but not exactly the cheapest option when comparing to other agencies. There needs to be more enticing factors for consideration in signing up for credit repair services especially for singles or spouse with bad credit.

 

One drawback of My Credit Group is on lack of education pertaining to credit & credit repair laws. If you’re facing difficulties in understanding, comprehending or challenges in your credit reports, you need to consult your case advisor or find the answers elsewhere. This is a flaw that many customers find it challenging on analysis & to dispute negative items correctly.

 

The company works with all three credit bureaus and your creditors. More services (such as negotiate paid deletions & help with debt settlement) are available. You’re granted monthly service in credit monitoring and identity theft protection. It is almost a one-stop credit repair specialist clinic for you to use multiple services at a single price.

 

A nice benefit is on the company’s credit monitoring and ID-theft protection service. Not many companies offer such services to their clients. If not, My Credit Group seems “common” among its peers in offering credit repair services. Identity theft protection is what many consumers are looking out for. Same goes for credit monitoring alerts.

 

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of My Credit Group credit repair company.

My Credit Group provides one of the top credit repair service – offers free credit reports retrievals, basic needs for credit repair and a topping of couple’s discount. The company provides additional services on negotiating for paid deletions and settlement of debt. It has something that not many competitors offer for free.

 

The lack of educational resources is a major disadvantage. Consumers usually search for helpful information (such as articles, videos, blogs and guides) before deciding whether to proceed with the firm’s credit repair service. It’s difficult to justify the credit repair process with the lack of quality content.

 

If you expressed interests in the services outlined above, go ahead to sign up with My Credit Group together with your spouse. The spouse or couple discount is a given after doing initial credit reporting costs. Otherwise, there are other options available for you to pay less for credit repair. Reviews are done for top ten credit repair companies.

 

People also ask:

Is Lexington Law a better choice?

Is Sky Blue Credit Repair a cheaper option?

Does Ovation Credit Services performed better than MSI Credit Solutions?

How do I avoid credit repair scams?

What about data hacking protection & identity theft protection?

Is Veracity Credit Consultants an alternative to The Credit Group?

 

Quote of the Day: “Quality over price, period – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 10, 2014. It has since been updated. 

OCS: Ovation Credit Services credit repair reviews

Welcome to Ovation Credit Services credit repair service reviews – proven in segmenting tiers of service in consumer disputes – an unbiased review enhancing your route to financial freedom. The company provides two choices for you to opt-in. Lower your risk of falling for frauds and scams. Get the best verdict in choosing Ovation Credit Services firm here.

 

Ovation Credit Services consumer support & services.

Consumer Support: Professional specialist – offers a choice of two plans, Essentials & Essentials Plus. Both plans focused on removing negative items from your credit report. It has been in the credit repair industry since 2004 and known to be one of the more renowned companies. Essentially, Ovation Credit Services is not a new name.

 

When a consumer signs up for credit repair, Ovation assigns a dedicated case advisor (not paralegal) and a team of customer service officers. The support team aids in case your advisor is not around. This type of service boosts overall customer-centric experiences. Rest assure on the trust with your credit advisor.

 

If you encounter any credit problems, you can access Ovation’s online customer account to review your progress and ask questions. The account is easily accessible on any web-browsing platforms. Call your case advisor if an urgent credit fix is needed.

Note: Consumer support is available on normal operating hours at Ovation Credit Services.

Search for: How to “Fix” credit myself? | Can I get free credit reports?

 

Ovation Credit Services fees & pricing plans.

Fee Structure: Cheap & Expensive – offers insights to Ovation’s monthly cost of its Essentials plans. Essentials plan is one of the lowest costs for credit repair. Essentials Plus is a premium plan that offers credit monitoring, uncapped disputes and a personalized attorney-written credit letter from Ovation to apply for new credit. Pick the best Essentials.

 

Like some other credit repair companies, Ovation Credit Services offer couple discount if you sign up for credit repair together. Total discount for you & your spouse is 16 percent off combined price for six months of credit repair. A wise option if both of you have negative items to be disputed on your credit reports.

 

Paying for Essentials Plus plan is a benefit. Ovation grants you access to monthly credit monitoring from TransUnion. TransRisk is an option to track your credit score. However, it doesn’t provide an option for identity theft protection. An ID-theft protection has to be applied with a third-party service.

Note: Ovation’s service is comparable to popular Fico company fico score tracking.

Search for: How credit repair services are tested? | How credit repair boosts my scores?

 

Ovation Credit Services list of credit repair.

Credit Repair Service: List of reviews – offers a general educational section for consumers to learn about what goes into your credit scores, each type of negative item & how bad information appears, and ways to file a dispute. This section is lacking some features found in top 3 credit repair companies. An in-depth FAQs section compensates for the loss of credit education.

 

One nice benefit about Ovation is on a regularly updated blog. Every week, the blog posts new updates on content, videos, infographics and helpful answers. It is a unique customer-oriented point not many credit repair expert blogs can follow.

 

Additionally, the credit repair service works with all 3 credit bureaus – Equifax, Experian and TransUnion – for removal of negative items on your credit report. Original creditors are contacted during removing negative items to prevent re-surfacing of bad marks again. The same goes for liaising with all of the credit bureaus to ensure complete bad items removal.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of Ovation Credit Services credit repair company.

Ovation Credit Services provides one of the best credit repair service – offers personalized service to write section 609 attorney written credit dispute letters to negotiate with creditors on late payments for 30 days up to 120 days. Essentials & Essentials Plus plans are well-known to most consumers in search of the best credit repair services.

 

Ovation Credit Services offer Essentials as a basic plan at low monthly cost. The more expensive Essentials Plus plans include TransUnion’s credit monitoring service. It lacks the features of ins & outs of credit and credit repair, identity theft protection, credit score calculators and other useful items.

 

Since you got to decide between Essentials and Essentials Plus plans, choose the most suitable one for you. Ovation’s reputation since 2004 proves to be an actual credit repair company. No “shady” business will happen to you. High quality reviews on Ovation’s services could be found on prominent forums too.

 

People also ask:

Is Lexington Law the best choice?

Is Sky Blue Credit Repair a better option?

Who is My Credit Group credit repair company?

How do I avoid credit repair scams?

What about data hacking protection & identity theft protection?

Is Veracity Credit Consultants comparable to The Credit People?

 

Quote of the Day: “Your choice, Your calling, Your responsibility – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 11, 2014. It has since been updated. 

TCP: The Credit People credit repair reviews

Welcome to The Credit People credit repair service reviews – proven in one of the lowest cost alternatives in consumer disputes – an unbiased review bringing you to financial freedom. An alternative for costly repairs is to opt for a no-frills service. Lower your risk of falling for frauds and scams. Get the best verdict in choosing The Credit People firm here.

 

The Credit People consumer support & services.

Consumer Support: Friendly specialist – offers a wise investment for consumers looking for quality services at lowest cost. The Credit People provides hassle-free experience for customers to work on credit repair over a period of six months of service.

 

If you don’t know where to start in repairing credit, credit report contains negative items, not having a good credit score, this service is for you. At TheCreditPeople.com, the company promotes a self-serving platform for customers to fix their reports at a reasonable cost.

 

One drawback to this credit repair company is the lack of educational resources for clients to learn about the pros of credit fixes, education and advices. The Credit People doesn’t have a comprehensive resource-based portal (such as eBooks, informational videos, courses or a regularly updated blog).

Note: Consumer support is available on normal operating hours at The Credit People.

Search for: How to “Fix” credit myself? | Can I get free credit reports?

 

The Credit People fees & pricing plans.

Fee Structure: Cheaper alternative – offers insights to hassle-free, no-frills credit repair service for customers. Do you know of any company offering just under $60 for quality yet affordable fixes? Here is the beauty of choosing TheCreditPeople.com and its products.

 

Like most credit repair companies, before starting on a service, the Credit People charges a fee to pull your credit report. The fee is a one-off cost for your consultant to review the negative items on your report. A consultant will decide on the items to dispute first.

 

Additionally, the firm offers monthly credit report services. An alert will be sent to you during your credit build up phase and for you to have real-time credit report tracking. No other add-ons available in this service.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | How credit repair boosts my scores?

 

The Credit People list of credit repair.

Credit Repair Service: List of reviews – offers one of the most basic credit repair services among its competitors. Do not compare the Credit People with higher tiers (such as Lexington Law and Sky Blue Credit Repair companies).

 

A setback some users faced during signing up for an account is the lack of paralegal assistance. Not even a personal case advisor in sight. In your endeavor to better credit, it seems to be a “lonely” one. It’s not necessary to have a credit repair expert. But, queuing up for credit help is not exactly nice. Credit helpers tend to provide more personalized touch.

 

Like all other affordable credit repair companies, The Credit People doesn’t provide add-on services – only one CR plan to choose. Good news is on couple’s discount. If your spouse has bad credit, why not sign up together to benefit for a couple discount. A low-cost credit repair with couple discounts sounds like a good deal. TheCreditPeople.com remains competitive.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of The Credit People credit repair company.

The Credit People provides one of the cheapest credit repair service – offers financial assistance for consumers having a tight budget. The company doesn’t compromise on its products by offering quality credit help at low prices.

 

Although this service offers the most affordable credit repair service, there is no option for identity theft protection. Consumers typically seek credit repair to purchase credit shield plans & ID-theft protection. Without an identity theft protection, to deter loss of personal identities, the Credit People seems to be an unattractive choice for those who need protection for identities.

 

One good thing of using TCP’s credit repair service is the “Help Zone”. You can find a comprehensive list of PDFs offering tons of information about how credit is reported, discussion of negative items in your report and specifics of credit repair fixing problems.

 

People also ask:

Is Lexington Law the best choice?

Is Sky Blue Credit Repair a better option?

Who is Ovation credit repair company?

How do I avoid credit repair scams?

What about data hacking protection & identity theft protection?

Is Trinity Credit Services comparable to The Credit People?

 

Quote of the Day: “Compromise on budget, not services – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 10, 2014. It has since been updated. 

Fix: Creditrepair.com credit repair reviews

Welcome to CreditRepair.com credit repair service reviews – proven in settlement of more than 1.5 million consumer disputes – an unbiased comparison inspiring you to financial freedom. The best choice of fixing credit is to undergo real-time credit score tracking. Lower your risk of falling for frauds and scams. Get the best verdict in choosing Creditrepair.com firm here.

 

CreditRepair.com’s consumer support & services.

Consumer Support: Best specialist – offers a series of informational videos, articles on sub-specialties, detailed blog with specific credit repair problems. The education section provides tips on how you can improve money management and investing – a perk for borrowers to make use of financing to better their financial conditions instead of saddled with poor credit.

 

Cost of credit repair is a concern for some people. When you sign up at Credit Repair Com, be prepared to pay one of the most premium credit repair services. A paralegal or case advisor will be assigned to you.

 

If you’ve a specific credit repair issue, it feels good speaking to a personal paralegal in private. CreditRepair.com has paralegals that specialized in credit repair, credit counseling, debt settlement, debt consolidation and many more.

Note: Consumer support is available on normal operating hours at CreditRepair.com.

Search for: Where to learn more about credit repair? | Can I get free credit reports?

 

CreditRepair.com’s fees & pricing plans.

Fee Structure: Premium pricing – offers insights to one of the best credit repair companies on higher tiers of service. Credit Repair Com is expensive, monthly cost of over $600 for six months of service while The Credit People (TheCreditPeople.com) offers the cheapest service at half the former’s cost.

 

The company avoids charging an initial set-up fee for new customers. Unlike other credit repair companies, there’s an initial setup fee before working on your credit. CreditRepair.com only charges you to pull your credit report for a fee. Apart, monthly fee starts once the firm works on your disputes. No other fee structures found in using this costly service.

 

One nice thing about the fees, though, is the lack of a setup fee. Many credit repair companies will charge you an initial fee to begin working on your credit, but this company only charges you the fee to pull your credit report and the monthly fee once it starts working on your disputes. Retrieval or pulling of credit report is not a free service.

 

Transparent pricing is the key for clients to build trust. At CreditRepair.com, the agency has an unattractive couple’s discount of 8 percent. To sign up with your spouse just for the couple discount is not exactly worth it. Many companies after evaluations offered 20 percent or more to incentivize couples with negative items & disputes to sign up for spouse packages.

Note: Most of the best credit repair companies charge a fee for pulling your credit report.

Search for: How credit repair services are tested? | Can I dispute my fico scores?

 

CreditRepair Com’s list of credit repair.

Credit Repair Service: List of reviews – offers direct disputes with all three credit bureaus – Equifax, Experian and TransUnion – and associated creditors for retrieval & removal of negative items in your credit report. Remove erroneous negative items from credit agencies and creditors is important because creditors can report the bad items causing confusion again.

 

Customers can access monthly credit monitoring and identity theft protection. CreditRepair.com provides complementary services at no extra cost. Such services offer fraud alert, identity theft guard, credit shield and other protective measures. If not, your identity may be compromised or exposed to public, prone to cyber data breaches & misuse of personal information (credit card details).

 

A nice benefit for clients is on the credit monitoring & identity theft protection. You won’t have to find a third-party service to keep track of your credit. The agency has services in place to warn you on suspected identity theft. All without needing to pay for a separate monthly service or pay for an extra charge.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of CreditRepair.com credit repair company.

CreditRepair.com provides one of the best quality credit repair service – offers detailed financial educational resources, videos and investing techniques. Credit repair shield is part of its premier service that offers clients a peace of mind. A personalized online dashboard & mobile app enhances customer service experience.

 

Verdict: CreditRepair.com is more expensive than its main competitors in terms of pricey cost (almost double of what cheaper services are quoting), premium educational collections and other helpful videos on what goes into your credit score – all at a flat rate for repairing their credit.

 

If not, the company – one of the more expensive credit repair services – CreditRepair.com grants you the ability to perform real-time credit tracking & progress of disputes. Ease of tracking helps customers who do credit repair to obtain better car loan financing or home mortgage rate especially for 10-year plan or more. Such convenience is what this premium service provider offers as a unique selling point to its clients.

 

People also ask:

Is Lexington Law a better choice?

Is Sky Blue Credit Repair a cheaper option?

Who is Ovation credit repair company?

How do I avoid credit repair scams?

What about data hacking protection & identity theft protection?

Is The Credit People the cheapest service?

 

Quote of the Day: “Quality over price, period – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 10, 2014. It has since been updated. 

Speed: Sky Blue credit repair reviews

Welcome to Sky Blue credit repair service reviews – fastest settlement of more than 1.5 million consumer disputes – an unbiased source speeding you to financial freedom. The quickest way of fixing credit is to plan well in disputing credit report errors & mistakes. Raise your credit score in the fastest way. Get the best verdict in choosing Sky Blue firm here.

 

Sky Blue’s consumer support & services.

Consumer Support: Responsive specialist – offers one of the best educational resources among other credit repair companies. In-depth video tutorials help explain what factors influence to your credit score. A how-to guide enhances customer service experience on ways to improve your credit and advices on credit patterns.

 

Unlike other credit repair services, Sky Blue credit repair does not have a dedicated paralegal or credit counselor to assist you. When you sign up for credit repair, call in for assistance on account issues, a team of customer service agents & live-chat officers answered your queries. It differs on having dedicated case advisors or paralegals from the best credit repair companies.

Note: Not ideal scenario of having to repeat your credit loans problems to different agents.

Search for: What’s the best debtor solution? | Can I do up my credit reports?

 

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Sky Blue’s fees & pricing plans.

Fee Structure: Lowest pricing – offers insights on one of the lowest cost services among other credit repair companies. The firm only provides a no-frills service to all consumers, regardless of customer segmentations. You can have a hassle-free and worry-free opportunity in getting equal treatments among debtors. No preferential treatment for clients.

 

For the first-time set-up fee, it is the same cost as a month’s pricing. No hidden costs or fees. If you sign up with your spouses, enjoy up to 16 percent discount off the cost of six months of credit repair. There is no additional clause on couple’s incentives. Do not apply if either you or your spouse doesn’t have negative items to be disputed or possessing good credit scores.

 

Another great feature is on flexibility of payments. When you’re short of cash, feel free to pause your campaigns on credit repair. Skip a month is fine for budget-constraint consumers. You can let Sky Blue credit repair agents know that you need a break. When you’re ready for continuation, let the agency resume on fixing your credit problems.

Note: Only few credit repair services offer flexible payments & skipping for a month.

Search for: How credit repair services are tested? | Why must I use credible sources?

 

Blue’s list of credit repair.

Credit Repair Service: No fluff add-ons – offers direct dispute with credit bureaus and immediate creditors to fix bad credit. Sky Blue is a company that provides the most basic credit repair services when compared to its rivals. No extra service is given.

 

If you’ll like to receive alerts from credit monitoring, safeguard against identity theft and other fraud protection services, you need to sign up with a third-party service. The company doesn’t offer ancillary work. You get what you paid for – a lower-cost alternative to prominent agencies.

Note: “Price is what you pay, value is what you get” – Warren Buffett – wisdom of age.

Search for: How to protect against unethical companies? | Let me spot credit repair scams!

 

Verdict of Sky Blue credit repair company.

Sky Blue is the cheapest credit repair service – offering an affordable alternative to costly companies while addressing your basic needs. It’s long-standing customer service & consumer rating is what makes Sky Blue Credit Repair a good choice among locals & expats.

 

Verdict:  Sky Blue Credit Repair emphasizes on consumer support at affordable rates albeit missing out popular frills services that other credit repair companies offer. Recent updates on pricing guide shown setup & monthly fees being $69 and couple are pricing remains at $99. The company provides an online dashboard for you to check on existing dispute progress as well as management of credit accounts.

 

People also ask:

Is Lexington Law a better choice?

Why Credit Karma & Trinity Credit Services win?

Who is Creditrepair.com credit repair company?

How do I sign up for identity theft protection?

What about data hacking protection & identity theft protection?

Why not choose The Credit People?

 

Quote of the Day: “Calls for wisdom, review Verdicts – KIG Hall [2013-2018]”

 

Relevant Topics

» Highly effective cr solutions: How to win a dispute?

» Aggressive credit repair: Challenge your creditors!

» Hire reputable credit repair companies: Who do you trust?

» What you need to know about a credit repair: Knowledge is freedom!

» Scam alerts in a credit repair: How to I prevent identity theft & scams?

 

This article was originally published on April 10, 2014. It has since been updated. 

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